Thailand
Chiang Mai
Northern Thailand's largest city and one of the most mature, organized expat communities in Southeast Asia, with decades of retiree and digital-nomad settlement.

Cost of living
Among the most affordable expat destinations in Southeast Asia.
Residency routes
Thailand's retirement (O-A/O-X) and various long-stay visa routes are individually obtained; private health insurance is required for several visa categories.
Health insurance
Whether you need cover for Chiang Mai depends on how settled you are. People who have already committed to a country usually end up on a local or international resident policy arranged with a licensed broker. People still deciding — a scouting trip, a trial year, a stretch of remote work before a fixed address — need something that moves with them.
SafetyWing is one flexible option in that second situation: nomad-oriented cover sold in short renewable terms rather than an annual resident contract. We do not quote, rate or compare policies, and we are not licensed to advise on them.
Where we would start
SafetyWing
Built for people whose situation is still in motion — a year of travel before a fixed address, or a trial period in a new country before committing. It is one flexible option for short-to-medium-term cover, not a substitute for a resident policy once you settle.
Suited to: Nomads and remote workers in an unsettled first year
We do not quote, rate or compare policies. This is a referral to the carrier, who is licensed to advise you.
Expat & Newcomer Organizations
Organisations whose stated purpose is serving expats and newcomers.
Chamber or association
Chiang Mai Expats Club (CEC)
Chiang Mai
Non-profit social organization under the theme 'Expats Helping Expats,' supporting foreigners living safely and legally in Thailand. Runs monthly meetings, a recurring Expat Breakfast Club, social events, cultural tours, and a comprehensive online Expat Resource Guide (ERG).
Guides for Chiang Mai
Healthcare
Health cover in your first year abroad
How to think about the gap between the system you are leaving and the one you have not joined yet.
7 min read
Connectivity
eSIM or local SIM: getting connected in the first week
One is faster on arrival, the other is cheaper by week three. Use both, in that order.
5 min read
Moving logistics
Shipping your things, or buying them again
A container costs more than most people's furniture is worth. Here is how to decide honestly.
6 min read
Money
Banking when you live in one country and earn in another
Keep the home account, open a local one, and stop letting your bank set the exchange rate.
6 min read